Legal & Privacy Policy

By using this website, you agree to the following terms and conditions:

This website is published as a source of information and discussion only. It is based on my personal experience(s) as a “DIY” investor. I do not provide specific investment advice. Nothing on this website should be construed as professional advice. Seek the advice of a professional financial (Mutual Fund) advisor or a CFP (Certified Financial Planner) prior to making any investment decisions.

All website content is provided on an “as is” basis only. Any and all opinions and discussions are based on personal experience. Nothing is guaranteed. Investing involves risk.

Under no circumstances shall I/we be liable for direct, indirect or incidental damages as a result of your use of this website.

I/we maintain the right to edit, change or delete any part of this website for any reason at our sole discretion. I am not responsible for errors, omissions or typos. This website is protected by copyright law. Do not copy, reproduce or distribute in any format without express written permission.

When visitors leave comments on this website we may collect data in the comments form, the visitor’s IP address and browser user agent string to help with spam detection.

If you upload images to this website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to this website can download and extract any location data from images.

If you leave a comment on our website you may opt-in to save your name, e-mail address and website in cookies. This is for your convenience; so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we may set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you login, we will set cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “remember me”, your login will be maintained for two weeks. If you log out of your account, the login cookies will be removed.

If you publish or edit an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of your article. It expires after 1 day.

Articles on this website may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behave in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking; and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

For users that register on our website, we may store the personal information you provide in your user profile. All users can see, edit or delete their personal information at any time (usernames cannot be changed). Website administrators can also see and edit that information.

Visitor comments may be checked through an automated spam detection service.

I/we may be utilizing Google, Mediavine or other third-party advertising platforms to display advertising on this website. Computer cookies may be collected and stored by Google and others. To learn more about “ad choices” and digital advertising in Canada, check out Your Ad Choices.

These ads are meant to be helpful and may provide a small amount of income to help support my domain name, web hosting, promotion, web design & enhancement expenses etc.

All trademarks, wordmarks, logos and copyrights are the exclusive property of their respectful owners.

Do not use or visit this website if you do not agree with these terms and conditions.

Updated: September 22, 2020

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